Working in tandem with our lender network, and by taking into account the unique needs of your client, we’ll put together a comprehensive solution to protect their loved ones and their asset.
In the event of your client’s death, life insurance can provide financial support to their loved ones at a time when they need it most, by fully repaying the mortgage. We will consider your client’s individual circumstances and they’ll be invited to consider the exact cover they would like, including whether to have level or decreasing term cover.
Critical Illness Cover
There are times when clients, of any age, may become incapacitated due to critical illness such as stroke, cancer or heart conditions and it is important that they consider their options for covering their mortgage repayments at such a time. We’ll provide a tailored solution that does not mean they have to fall back on hard earned savings or depend on employee benefits.
Reduced income or loss of earnings can also occur in the event of your client experiencing an extended period of illness or prevented from carrying out their work due to injury. We’ll ensure that clients who take out income protection have a percentage of their lost earnings paid so that their living essentials are taken care of while they recuperate.