Facing financial challenges, clients sought our expertise to consolidate £60,000 in debt. After their existing lender declined a further advance due to debt-to-income concerns, we stepped in to explore alternative solutions. Leveraging our network, we secured funds through a second charge mortgage, offering up to 80% loan-to-value.

With their 0% cards expired, clients struggled with minimum payments. We crafted a 30-year term plan to clear their credit, easing financial strain and averting potential arrears. Looking forward, the introducing broker will then aim to re-assess their mortgage in three years, with the goal of clearing the second charge concurrently.

In our commitment to client satisfaction, we provided a five-year fixed-rate with no early repayment charges, ensuring both security and flexibility for future refinancing.